Buying or refinancing property
Are you looking to buy your first home, or next home? We can help!
The lowest rate on your loan, guaranteed
Home loans and asset finance for New Zealanders. Find a better rate and we will beat it.
What are you looking for?
- Get preapproval within a day
- Obligation-free quote on rates
Looking for something else?
Loan Repayment Calculator
Your repayment
Weekly repayments:
$74.55
Total over the loan term:
$11630.49*
*Lending terms and conditions apply, click here for more info
Or phone Sam on 0508 662 456 to discuss any questions and apply over the phone.
APPLY ONLINE
Loans for any purpose!
Looking to set sail?
From jet skis and trailer boats to launches and yachts, we will have a solution for you.
Need some new wheels?
Time to get rolling? No matter the age or size of your new set of wheels, we can help.
Trucks keep our economy growing
Looking to move more goods? From curtain siders to logging trucks, we will have a line of funding for you.
Heading away camping?
Time to explore the country? We have multiple options for your new mobile bach or home!
RV & Motorhome loans!
Prefer not to tow your home? If you want a home away from home on wheels, we can help!
Cashflow or funding for new services?
Time to expand your business? Raise business capital with a loan and scale your business.
Due to our expertise in asset finance and mortgages, we have multiple main bank and non-bank options.
Equipment, machinery, stock - we can help with it all
Upgrading your equipment? Buy your new equipment with our asset finance solutions. Looking at large purchases over $250k? We have main bank solutions more flexible than your standard 5 year term loan.
Apply in 3 easy steps
Complete an application
We collect your details and get to know a little more about you and your needs. Once received we will give you a call or email to understand exactly what you're looking to do.
Get your pre-approval!
We will review your loan on the same day and process your application if received before midday. Providing there are no issues, approval may be granted within an hour. Your approval will outline costs, conditions and requirements for drawdown.
Mortgages and commercial lending take longer to process due to the additional information and assessment required by banks.
The money moves!
Once you have confirmed that you wish to proceed, we will finalise your documents and pay the vendor or yourself. Almost all loans can now be completed 100% online and electronically with no physical printing, signing or witnessing of documents.
Ready To Get Started?
Why not apply online! The sooner we know you want to talk to us, the sooner we can get in touch with your pre-approval. Just because you have a pre-approval doesn’t mean you have to proceed and doesn’t cost you. It is an opportunity to know exactly what your interest rate and repayments will be so you can make an educated decision on whether or not the loan is right for you.
We guarantee the lowest rates, or we’ll beat it.
Apply Online
From 7.45%
Early settlement fees from only $7
Discounted rates through a handful of lenders
Borrow $3k - $250k+
No obligation pre-approval
Here To Provide You With
Better Loans
Lower Interest Rates
In a forever changing interest rate environment it is nice to have the peace of mind that your rate is fixed for the term of the loan. Due to facilities with over 40 lenders we search the market for the lowest rates so you don't have to.
Market leading software
Nobilo Finance uses and developed Penny. When you apply online a soft credit check is run first ensuring no damage to your credit and we can see which lenders are available for you. Based on your goals around settlement, loan terms, asset age etc. A lender is selected for the best solution for your needs. Not all loans are equal particularly when it comes to fees!
$0 Deposit Finance
If you don't want to pay a deposit and have clean credit, then don't! Deposits won't impact the interest rate we can secure for you unless you have dented credit.
Responsible Lenders
Responsible lending is a huge part of our industry. We believe our sector of the industry should be regulated the same as mortgage brokers, so we meet their disclosure and qualification standards. You can have peace of mind knowing a professional is working with you, not a salesperson.
Nobilo Finance adheres to the CCCFA (Credit Contracts and Consumer Finance Act) and strict conduct and professional guidelines of all partner lenders and insurers with regular, ongoing training for all staff.
Approved In Less Than A Day
Our lending process is so lightning fast, you can expect your lending to be approved within the same day if everything is received by midday. Gone are the days of waiting for weeks until your loan gets approved, for simple asset purchases approvals can be as fast as a few minutes with our record being 3 minutes from receipt of a complete application.
In a Hurry?
Being a broker we can tailor the process to suit you. Different lenders have different assessment times. If speed is a priority for you - we can ensure we work with a lender who has invested in the technology to meet your needs.
100% Online & Electronic
We have developed our systems to integrate with the lenders to enable no printing and no scanning. All signing is electronic and all identification is done electronically.
Kiwi Owned And Operated
Many larger competitors are built to send their profits to their overseas owners. At Nobilo Finance we support local, invest local and hire local. No outsourcing overseas staff and no funds being sent overseas for call centres.
Small And Agile
Because we are a small company with a small team, we can tailor our approach to suit you. With flexible systems and processes, we can work with you and the lender to find a solution that works for all parties rather than a tick box approach.
News & Tips From Nobilo Finance
What does a major bump in OCR mean for you?
The definition of OCR in finance is Official Cash Rate. It has quite a large impact on New Zealand’s economy. The reserve bank adjusts this up and down to tackle inflation, and unemployment and is largely based on the results of the consumer price index.
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Easy steps to fixing a bad credit score
New Zealand has two main credit reporting systems that lenders use in the asset finance market – Centrix and Equifax. Equifax was the most common agency until Centrix brought in comprehensive credit reporting. Today, we will learn how to fix your bad credit score easily in a few simple steps.
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A beginner’s guide to buying your first boat
Buying A Boat First Time in New Zealand Buying your first boat and taking out your first boat loan in NZ has become much safer in recent years, although there are still risks. The biggest of which is fraud. Unlike vehicles that have a registration recording ownership details and vehicle details – boats do not…
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