Nobilo Finance | Secured Personal Loans & Business Loans NZ

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*Lending terms and conditions apply, click here for more info

Or phone Sam on 0508 662 456 to discuss any questions and apply over the phone.

Our Services


Are you looking to buy your first home, or next home? We can help!

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Marine loan’s

From jet skis and trailer boats to launches and yachts, we will have a solution for you.

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Vehicle loan's

Time to get rolling ? No matter the age or size of your new set of wheels, we can help.

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​Truck loan's

Looking to move more goods? From curtain siders to logging trucks, we will have a line of funding for you.

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​Caravan loan's

Time to explore the country? We have multiple options for your new mobile bach or home!

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RV & Motorhome loan's

Prefer not to tow your home? If you want a home away from home on wheels, we can help!

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Business Loan's

Time to expand your business? Raise  business capital with a loan and scale your business.

Due to our expertise in asset finance and mortgages, we have multiple main bank and non-bank options.

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Equipment loan's

Upgrading your equipment? buy your new equipment with our asset finance solutions. Looking at large purchased over $250k? We have main bank solutions more flexible than your standard 5 year term loan.

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Apply in 3 easy steps





​​Complete An Application

We collect your details and get to know a little more about you and your needs. Once received we will give you a call or email to understand exactly what you're looking to do.


​​Get Approval

We will review your loan on the same day and process your application if received before midday. Providing there are no issues, approval may be granted within an hour.

​Mortgages and commercial lending take longer to process due to the additional information and assessment required by banks.


​​Funds Transfer

Once you have confirmed that you wish to proceed, we will finalise your documents and pay the vendor. Almost all loans can now be completed 100% online and electronically with no physical printing, signing or witnessing of documents.

​Ready To Get Started?

Why not apply online! The sooner we know you want to talk to us, the sooner we can get in touch. Our first chat will always be to discuss your goals and what you are looking to achieve, it is an opportunity to know what your interest rate and repayments will be, so you can make an educated decision on whether or not the loan is right for you.

Competitive Rate

from 9.45%

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​Here To Provide You With
Better Loans

Lower Interest Rates

In a forever changing interest rate environment it is nice to have the peace of mind that your rate is fixed for the term of the loan. Due to facilities with over 40 lender's we search the market for the lowest rates so you don't have to.

We Get You Great Rates

Because Nobilo Finance has a handful of lenders to source from, we can save you the shopping around, whilst also protecting your credit file.

$0 Deposit Finance

​If you don't want to pay a deposit and have clean credit, then don't! Deposits won't impact the interest rate we can secure for you unless you have dented credit.

Responsible Lenders

Responsible lending is a huge part of our industry. We believe our sector of the industry should be regulated the same as mortgage brokers, so we meet their disclosure and qualification standards. You can have peace of mind knowing a professional is working with you, not a salesperson.

Approved In Less Than A Day

Our lending process is so lightening fast, you can expect your lending to be approved within the same day if everything is received by midday. Gone are the days of waiting for weeks till your loan gets approved

In Hurry?

Being a broker we can tailor the process to suit you. Different lender's have different assessment times. If speed is a priority for you - we can ensure we work with a lender who has invested in the technology to meet your needs.

100% Online & Electronic

We have developed our systems to integrate with the lenders to enable no printing and no scanning. All signing is electronic and all identification is done electronically.

Kiwi Owned And Operated.

Many larger competitors are built to send their profits to their overseas owners. At Nobilo Finance we support local, invest local and hire local. No outsourcing overseas staff and no funds being sent overseas for call centres.

Small And Agile

Because we are a small company with a small team, we can tailor our approach to suit you. With flexible systems and processes, we can work with you and the lender to find a solution that works for all parties rather than a tick box approach.

Loans Trusted by Kiwis All Across New Zealand

Loans Trusted by Kiwis All Across New Zealand

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Sasha Bell

Location NZ
Rating 15 Jun 2023

By far the best customer service experience!

This is by far the best experience I’ve had organising finance and pretty sure the best customer service I’ve ever experienced. Sam was honestly so fast with responses and follow ups. I couldn’t recommend more. Thanks Sam!


Zulfa Siers

Location NZ
Rating 6 Mar 2023

Amazing service from Sam and Celine

Amazing service from Sam and Celine , they even reply to emails after hours , would definitely recommend their service everything done so promptly and very professionally.Will continue to deal with in the future.


Chris Waters

Location NZ
Rating 24 May 2023

Amazing service

Amazing service!
Within the period of 1 day I had finance too buy a truck for my business! Absolutely stoked as!!! Highly highly recommend Nobilo finance and we will definitely be using Nobilo for all our business needs from here on out.
Many thanks Sam! Epic experience!!!


Mani vardhan

Location NZ
Rating 15 May 2023

This is my second transaction process…

Highly recommend Nobilo finance I couldn’t thank you guys enough!


David Thompson

Location NZ
Rating 17 Aug 2023

Nobilo finance go above and beyond to…

Nobilo finance go above and beyond to help out my clients. They respond near instantly and can even help out customers in tricky credit situations. Couldn’t recommend them enough.
David – DCA Motors


Michaela Gillingham

Location NZ
Rating 3 Apr 2023

Incredible quality service!

Their efficiency, friendliness and wealth of knowledge is truly one of a kind and I will definitely be recommending Nobilo Finance to anyone who is looking to obtain a loan in future.



Location NZ
Rating 22 Mar 2023

Fantastic experience!!!

What a pleasure it was to deal with Sam at Nobilo finance. This was our 2nd loan with them and on both occasions we’ve had amazing service. Quick and easy we had just arrived in NZ tge first time and even then we had no issues. Sam and his team is on point with everything and so helpful. Feedback is also almost immediately every single time. Thank you Sam!

News & Tips From Nobilo Finance
What does a major bump in OCR mean for you?
Avatar Sam Nobilo
Calendar 12 Dec, 2022

What does a major bump in OCR mean for you?

The definition of OCR in finance is Official Cash Rate. It has quite a large impact on New Zealand’s economy. The reserve bank adjusts this up and down to tackle inflation, and unemployment and is largely based on the results of the consumer price index.
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Easy steps to fixing a bad credit score
Avatar Sam Nobilo
Calendar 30 Sep, 2022

Easy steps to fixing a bad credit score

New Zealand has two main credit reporting systems that lenders use in the asset finance market – Centrix and Equifax. Equifax was the most common agency until Centrix brought in comprehensive credit reporting. Today, we will learn how to fix your bad credit score easily in a few simple steps.
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A beginner’s guide to buying your first boat
Avatar Sam Nobilo
Calendar 29 Sep, 2022

A beginner’s guide to buying your first boat

Buying A Boat First Time in New Zealand ​Buying your first boat and taking out your first boat loan in NZ has become much safer in recent years, although there are still risks. The biggest of which is fraud. Unlike vehicles that have a registration recording ownership details and vehicle details – boats do not…
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